Getting an FHA loan doesn’t have to be stressful. We make it simple to secure your dream home.

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Common Problems that Homebuyers Face

  • Demands of 10–20% down payment, puting homeownership out of reach for many.

  • High credit score requirements, making it hard for borrowers with limited or imperfect credit.

  • Rejection when carrying moderate existing debt, or when being a first-time buyer.

Why Choose an FHA Loan for Your Home Purchase

  • Qualify with as little as 3.5% down, making it easier to start building equity sooner.

  • FHA loans accept lower credit scores than most conventional lenders.

  • Designed to help first-time and moderate-income buyers qualify more easily.

  • Government backing often results in lower rates compared to many conventional loans.

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What My Clients Say

“Bryan is AMAZING!!! Very knowledgeable and professional. Always available to educate you on what’s going on in the market. I recommend him to all my close friends and family!!”

Rahmad B

“Bryan has handled two of my refinances and one new home purchase. He helped us navigate the process and gave us very thorough explanations for how best to proceed with our purchase. Would absolutely use him again and recommend him to anyone else looking for help with their mortgage.”

Alex H

“Brian came highly recommended and has not disappointed us. He is precise, efficient, and considerate. We will continue to use his services and recommend him without any reservations.”

Viral M

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FHA Loan Limits: How Much You Can Borrow in 2025

FHA loan limits determine the maximum amount you can borrow for an FHA-insured mortgage, and they vary by county and property type. In the Chicago area, these limits are typically higher than national averages to reflect local housing prices, making it easier for qualified buyers to purchase homes in competitive markets. Each year, the Federal Housing Administration updates these limits. Bryan Keane and Lakeside Bank can help you understand the latest FHA loan limits.

Why Choose Lakeside Bank & Bryan Keane for your FHA Loan

Lakeside Bank in Chicago is an FHA-approved lender, giving borrowers access to low down payments and flexible credit requirements backed by the Federal Housing Administration. The bank provides a personalized experience by assigning a dedicated mortgage banker to guide clients through every step of the process, from application to closing. With strong roots in the Chicago community and multilingual support in Spanish and Chinese dialects, Lakeside Bank offers trusted local expertise and attentive service for FHA loan borrowers.

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Get started today.

We will take care of your home loan or refinancing needs.